Visa Card FAQ

0% Apr on Purchases and symmetry beside two cards offer?
I've gotten two new offers, one is the Discover student card, which is offering 0% interest on stability transfers, I was wondering would it be a good model to transfer my capital one card to it, I enjoy $700 balance on it, it has close to a 20% something interest, from helping pay my mom bills, getting the washer and dryer fixed and some little things for myself. So should I apply for it and get the bt and after pay it off. The other card is a WaMu Visa Plantinum, which offer 0% on purchases til jan 08, which would be good, before I turn back to college, I could use it for books, and other things and pay it bad with my work study.So what do you think, should I try these cards? If you hold any opinions let me know.

13 years outmoded.. sustain me find a living, please read the details?
Im 13 years old, how can I make money on the internet?Im from the PHILIPPINES, and I dont enjoy yet a paypal, Visa, master card, and any creditcards. I just want associates to give me directly the money I earned by doing something...please dont distribute me answers like:ebaysulit.comandwebsites that require you to post banners and pics. on your profile. please help out me out...my grandmother is sick and Im the only one she has, but I enjoy no where else to go.stick to my request for information* 9 minutes ago* - 3 days left to answer.Additional Details39 seconds agoYou guys didnt read the details right?I SAI THAT NOT EBAY, AND WEBSITES THE ARE SO CRAP I TRIED a YEAR AGO..Moneymakingmachine.comyuwie.comeasycash.comthose are f*cking scam sites.Im a computer literate here within the Philippines, if you know that country.I started using computer since I was 3 years old.I cant babysit here because its fairly different there in the US.please support

17 and lied on credit card application?
I'm seventeen, and i have both a checking sketch and a savings rationalization. I got my statement surrounded by the mail and it said that i could shift online and get a student edge of america visa credit card. I filled it out and logically it didn't go through because i put that i be seventeen. I figured if I put that I be eighteen it wouldn't go through so I put that I be eighteen. The next eyeshade told me that my application would be reviewed and within the subsequent thirty days I'd get an answer. Turns out they agreed it and now I'm going to return with a credit card in the e-mail soon. I found out that this is fraud today, so I don't know what to do. If I don't activate it can I obtain in trouble? If so, what do I do?

17yrs elderly can i capture a credit card??
im currently 17 years old working fulltime beside a good paying opening $11.25/h plus commition i live in ontario , am i competent to get a credit card near a $500 limit?? , my brank branch is through TD canada trust dont know if thats relevant , anyone else my age own a credit card and if so am i eligable? , ive checked out visa and capital one website, (capital one i necessitate to be US to apply) and visa i must be age of majority 18, any help would be greatly appreciated !

2 question...one more or less applying for a student credit card, and one around starting an online business.?
Sorry that I didn't write the question within the question box.But ok, I am within college, and applied for a chase visa card. Im 19, so I only am gonna engender about 15,000-20,000 this year (manager at a mcdonalds) The individual reason I applied be to have a credit card to start an online business of some sort ( make available me ideas if you can) I also applied so I could start building my credit since I own NONE. What do you think? Will I be denied the credit card...(remember its a student card) . . . and do any of you own any experience with starting an online business, or experience near making good money on the internet?I really appreciate you guys helpin' me out.

Are in attendance any fundamental differences between Visa cards and MasterCard cards?
Why would I want to use one over the other? I suppose, just for completeness, I'll also ask roughly speaking American Express and Discover cards.

32.5% APR? Is BoA serious?
I hold a Bank of America Visa card near a moderate go together (mostly wedding-related costs).Recently, I get a dispatch stating unless I protested - in writing - my failure to pay interest rate would walk up to 32.5% - prominently I protested within writing, which intended I could no longer use my card (not an issue since I stopped using it a while ago).This long-gone month, I made a unpaid reimbursement (thanks to that wonderful roaming due date - demonstrably my reprimand - but is it my eccentricity for not checking my invoice, or for assuming my pay date should other be relatively indistinguishable?), and they kicked my interest rate up from 18% to 32.5%, their "Prime" rate.My minimum contribution go from $100 to $210 - PLUS a $39 slowly charge. They said the rate stays that bearing for six months of on-time payments.Total postponed allowance: $709 over the six month interval.I'm leining my saloon's title to a credit confederation for 8% interest and 10-day grace period. Do they really expect associates to put up beside this crap?

562 credit rack up, Help?
20 years old, i compensated my debt on a over due sprint bill made settlement and paid 832, near 351 balance, and also rewarded captial one credit card off as resourcefully as my vystar visa, and I have be paying my car transcribe on time, I have it since october 2007? Do I need to close my credit card for my ranking to go up? Help I entail to get my credit up!

734 credit ranking to 837 right away?
my credit score is 734 because im 21 and individual had credit for 3 years. i want 830 or greater right now. i never have a late pocket money, never had a missed reimbursement. and there are no unenthusiastic things on my credit. i have adjectives unsecured credit cards with visa and master card beside 10,000 credit limit.but it sayd 30-40% of relations have better credit than me. thats plentifully. it said it because 3 years of credit history is short. and it said the average credit history is 15 years. im NOT waiting till im old for 830 or sophisticated.i read something on credit attorney, and it said if you have someone esle authorize you on their credit report, their history on that card reports on to yours. so if a parent have a 834, and they have a kid next to a lower score approaching 700, it will raise their credit abundantly higher right away. my mom have a 834. could i have her authorize me on her card, and enjoy her history report on to mine? she has no vehicle loan, and owns her house with no mortgage, so theres no risk she will

911? help out me?
On May 15 billing date of your VISA card, you had a match due of $124.65 You make a salary and then charge the following during the subsequent month to your credit card for some new home necessities:may 20 recompense $94.95May 22 Charge: television $887. 70June 2 charge:hearth rug $2111.34june 13 Charge: paint & supplies $127.06The interest rate on the card is 1.6% per month. using the unpaid balance method, find the nouns charge on OCtober 15 and the balance due...i hold asked my friends and they gave me adjectives these different answers??

Can I join the Visa and MasterCard logos to my pattern site to tolerate my customers know that I adopt credit cards .
# Can I add the Visa and MasterCard logos to my trellis site to let my customers know that I adopt credit cards for payment?

a company charged me for a service I didn't ask for!?
I recently did business near an online company and ordered a single item, now I am getting a cyclic charge on my credit card from that company- they claim it is taken care of but the charge keep getting on my statements! Is there some process to get my visa issuer to disregard fee?

A credit card company denied me, can I apply for another one? Best Credit card for college Student?
I was denied a Visa platinum credit w/Chase-Chase flexible rewards card. It be the 1st c.c I've applied for. Reasons for rejection are:- 2 many accounts w/ big bal.-recent deliquencies &/or past due bal.-2 few accounts on record 4 longMy financial background:21, 3rd yr university student. Free credit report shows 2 angelic records and 1 potentially discouraging. The 2 good 1) a nearest and dearest c.c. w/ high bal.13k),single my dad uses it. He pays for everything w/ it & pays a chunk of it(5-10kamonth). Im an authorized user since 1994.2) student loan(dfrred payment)The bad: pastdue Victorias Secret sum of $70(paid in full now). I've disputed this b/c I be living abroad when charged& never received a bill surrounded by email/mailMy questions are: 1)is it bleak 2 apply 4 other c.c. soon? will being denied from chase affect probability w/ other c.c.? 2) What are good student c.c.?I applied for the chase cc but I enjoy miles w/ United& need to use them by 6/08 & the chase card extended them. Thanks!



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