Would our lives be better if adjectives credit cards be prohibited ?? ill never hold a credit card for personal use because i think

ill never hold a credit card for personal use because i think if i cant afford it in a minute dont get it .But ive see with like mad of my friends they use and use it and get into so much dept buying tops and shoes here and here and dont pay the bills .how tons of you are like me to be exact would never get one except to hold so i could get a pious credit history or do you use yours non stop and get into dept ?? my partner have one but he never uses it always the debit card.

Years ago, the only piece resembling a credit approval was directly through the merchant. They adjectives had collection and credit goings-on and a person never committed for any debt which be beyond his ability to wages. Then along came credit cards and the "Stupids" treated them resembling a personal drawing account, never thinking that the debt would someday enjoy to be paid. The credit card companies loved the interest rates they be able to charge resembling 17 ansd 1/2 percent per year. That was high than the Mafia charged for their loans. Since we pay our credit card condition the day we receive the statement, we love the perception that we don't have to transport a bunch of cash to compensate our bills and have an average credit line to pruchase a coup�� with it.

No our lives would not be better. Many companies use credit cards for their body. Also, it's safer than carrying a lot of lolly around, especially on vacation.

All our lives would be better if individuals started taking PERSONAL RESPONSIBILITY. If you get into trouble next to credit cards it is your own fault. You know how much you receive and what you can afford. Credit cards should be used after you have save up the money, or for real emergency (auto repair or medical bills).

Answers: It's not the card issuers that are irresponsible, it's the folks that use the credit that neglect to hang on to their end of the treaty (pay it back inwardly the terms agreed upon). Credit is a tool...you're spending tomorrow's money, today. Apparently numbers of ethnic group just don't take in that.and live beyond their means. We lived minus major credit cards prior to 1967. We have dept store charged and the highest contain was between $200 to $300.

Just because guns were invented doesn't close-fisted you should take it and put on your boss and shoot it. Don't blame Mickey D's because you're fat for consumption too much of it. Credit keeps the reduction flowing. I'm sorry to say that you can't blame anyone but yourself if you spend more than you can afford. We adjectives make mistakes but that's not the credit card companies problems. Should we ban adjectives cars because some people drive drunk?

It isn't the credit cards that get hold of your friends into debt. It's their lack of financial admin and living beyond their means. Before credit cards be so readily available, population STILL overspent buying luxuries and failed to recompense rent and utilities.

Credit cards are a tool. They are not long term financing. I use my credit cards for everything. I don't resembling to carry like mad of cash or a check book, and I embargo to use a debit card. Since I pay my credit cards contained by full every month and they are cash stern rewards, they are paying me to use their money.

I enjoy abused credit cards in yesteryear. I accept responsiblity for my spending. I know the terms of the agreement. If I catch in debt over my person in charge then it's my error.
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