Will cancel SOME of my ripened cards decrease my credit win + how oodles cards is considered too much? Okay. I have like mad of cards. Some that have be opened

Okay. I have like mad of cards. Some that have be opened for a amazingly long time with flawless scores (I know that I should preserve these), but if I'm not planning to use them is it okay to close some of them (while concentrating on building up history with the topical ones)?

Hypothetically if I had 5 weak cards (more than 5 years) and 5 new cards (less than 2 years) adjectives with a polite history.

Is cancelling 3-4 of the old-fashioned ones gonna negatively affect my credit? If so, by how much?

Also how many cards is considered too several where it starts hurting my credit? save the oldest if you must get rid of any, but it's best to save all or close one out every few months - starting beside the lowest credit limit one

Don't close the accounts, it will hold a negative effect on your credit report. Just don't use them. There is no actual number stated for how heaps is too much. Just keep 0 balance on them, or only charge up to 40% of the credit row, then retribution off. *

Answers: Canceling outmoded cards is never a good concept.

Simply use them a couple of time a year for small every day things to keep hold of them current and pay them rotten in full until that time the due date.

As far as the number of cards it really doe's not matter, what doe's is how you order them.

As long as you don't exceed 30% of your total credit limit and remuneration them as agreed you can have as abundant cards as you want.

I once had 14 and my win was over 800.

Do not close any of them! You are singular considered having too various cards if you 1. open too heaps too soon. 2. Cannot pay the picture balances because it is too various or cannot stay organized. Even if you will not be using the older ones agree to them sit and maybe even use it once for a small amount every three months to remain busy. Closing it will lower your score but it depends on adjectives of your other credit information. The score will drop beside each justification that gets closed. I closed two accounts b/c it be a bad credit card to do from scratch credit, and then I be able to receive approved for regular cards. My score took a BIG hit. Do not close ANY!
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