What type of loan? I am going to buy a boat this spring. I would like

I am going to buy a boat this spring. I would like to hold a loan with regular payments/interest etc., but beside the ability to rate extra per month on the principal. I do this now near student loans. What type of loan is this?

If you own a home, your best bet would be to finance the boat next to a equity loan.

Simple interest.

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