All I have is a dune account surrounded by my name and the electric bill within good standing. So what ballpark would my rating be contained by?

as to my 2nd question I've tried to return with my free report from annualcreditreport.com and all 3 sites will not dispense me my report over the net. Plus when I have 1 of them mail it to me they required to verify my info. Is there something I should distress or is this normal? Thanks alot guys. (and gals) Its because the credit bureaus dont own you on file . You stipulation to start applying for a credit card Try capitalone.com
if they dont approve you on the spot online they will send you an invite after that on thats what happened to me :)


EDIT:


YOU HAVE NO CREDIT SCORE.

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a credit report is not free you have to dispense credit card info and you are also charged like $14.95 per month

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mike j is correct
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