What is an EIN number and can it be used as credentials instead of a S.S number for credit apps.?

Employer Identification Number - given by the IRS solely to registered companies and non-profits.

Yes - if you were applying for credit for the entity the EIN number was issued for.

You can apply for EIN online thru www.IRS.gov

An EIN is an employer identification number. Its a number that businesses have for IRS purproses.

EIN = Employer Identification Number (for employers to report personnel earnings to IRS)

SSN = Social Security Number (your own identification number for yield purposes)

Part 2 of question: No (at least not for an individual)

EIN is Employee Identification Number and it can single be used if you have a legitimate business registered beside the government. The format is NN-NNNNNNN (N= Numbers). It is used for applying for credit for a business.

Answer:
An EIN number is an employee Identification Number that you must apply for thru the IRS. It is used for corporations and other entities for payroll taxes, tax returns, ect. It can be used on credit apps but it probably will not do you much apposite with a lender unless your business a few years of financial statements showing a profit and some assets.
Generally if you are a new business the lender will want to see personal financials statements and your social financial guarantee number.

Employer Identification Number... it is necessarily the equivalent of a social security number for a business... you cannot use this number to apply for credit for an individual, but you can use it to apply for credit in the business mark