What if the title is not surrounded by the Creditors pet name are they still properly allowed to repossess? The bank has sour and on been threatining reposession, even after I

The bank has sour and on been threatining reposession, even after I tried to pay up the said that they hold charged the account off. My title shows CPS inc a company that never have any dealings with the coup¨¦. It was an uncorrected error by the dealer

Answers:    If you are holding the title, you enjoy an unsecured loan, they cannot repossess your vehicle.

If the bank is holding the title, you have an secured loan, they can repossess your vehicle. The dealer's 'error' have nothing to do with the lienholder on the title.

If you miss payments, expect call no matter who has the title.
I agree with the poster above.

I also doubt that you hold tried to pay up

how do you try to pay up
any you do or you dont

but either way
you own not so the creditor has a right to come after you using whatever agent they choose to go and get the property back sounds approaching the bank turned it over to a collection agency or another finance company-- and they hired a repo man---hide the car- sleep lightly---if they want the sports car they will get it--they have a duplicate knob and will hound you--thats how the repo man gets paid--they are worse than bounty hunters
Since when does a company charge off a car loan instead of repossessing the motor?
A company does not necessarily need to "hold" the title. If the loan be secured by the car, they can repossess it.

BTW CPS Inc is an Auto Finance Lender who deals near people with historic credit problems.
A company help me with stuff like this. I get to keep the house and the car, I be able to get a tentative car the following year. He took me from $45000.00 in debt down to $18,000.00 nobody repoed the motor, and nobody sued me so I could kep my house. I could not believe he got companies to take smaller settlements on my over due stuff and carry over $20,000.00 just written off, after put me on a budget. call him if u want 206-203-2793 Joe Flannigan is his name, his company is Debt Solutions. ?
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