What do points do?

Answers: In the context of lending, it allows lenders to bring in money even before they charge you regular interest on a loan.
If you ever enjoy the choice, decline the "points" when a mortgage company asks you how you want to borrow money.

Points on answers just permit you ask more and answer more,also rate.I think that almost sums it up.

If you're referring to creditdeit cardspoints programs allow you to earn a specified amount of points for most everyday transactions. Usually points can be redeemed for travel, merchandise/gift cards, or bread back. Call your edge for more details on plans, there are some really appropriate ones out there!