What can I do something like incorrect information on my credit report? A company put on my credit report that I didn't pay
get it fixed soon
Write them a note
The FTC is the regulating agency for credit reporting companies. You could contact them.
http://www.ftc.gov/credit/
Or contact your rule consumer affairs agency for assistance.
CALL THE CREDIT BUREAU AND THEY WILL FIX IT.
Give them a preventive something like this that you would go to the Consumer's Court or gain the issue published in the newspapers nearby. And if the things still remain the same then do what you warn them!
Send a certified letter to the company stating that you own paid the bill and that the have stated they would remove it and still enjoy not. Then send a copy to all the credit agencies this unpaid bill shows on. They can put a comment within the system showing that the bill was paid until it can be removed.
call the moniker of the place on yr credit report and tell them that this is no your i had to do this and they cart it off after 30 days
sadly things never get removed from your credit report. whether it be incorrect or anything. the moment anything hits your report it will stay there forever. you can file a complaint next to the originator of the information but there is nothing you can do to remove it. you hold however resolved it and that's about as much as you can hope to do. my advice would be to ream the the company who put this on your report and form them pay for it somehow. regardless of how many times you write or dispute this incident will never be fully resolved or removed. they made a mistake and very soon it's your turn to make them pay for it.
Answer:
Send a certified reminder to the company (attention of the neglectful manager) and explain all of this within a letter again. Sounds like she have a bad memory. Keep the postal receipt evidencing your mail the letter.
Tell the manager that her prompt and instantaneous action is required on this matter and she is to respond to you ONLY IN WRITING near the results of her investigation within 30 days as outlined in the Fair Credit Reporting Act.
If she fail to do so, send another follow-up letter certified as powerfully. Keep the postal receipt as evidence of mailing. Remind her surrounded by this letter that failure to respond will be reported to the credit bureau when this concern is disputed. Give her about another 15 day extension on this communication. That's a total of 45 days.
If she fails again, send copies of adjectives letters you mailed to the director to all 3 bureaus (INCLUDING COPIES OF THE PRECIOUS CERTIFIED MAIL POSTAL RECEIPT) and dispute through the bureau. The bureau will force the creditor to respond given your pile of evidence showing they failed to even address this item.
I would say to file a complaint near the FTC, but it seems that you have done zilch in writing to either the credit bureau or the creditor. So, you hold no record of your attempts to clear this up.
I would suggest starting over again and doing things by mail, sent certified return acceptance.
Then, if you still hit a brick wall, file a complaint with the FTC, include your disputes surrounded by with your complaints.
After you file your complaint to the FTC, redispute near the credit bureau and the original creditor and include a copy of your FTC complaint in beside your dispute.
The FTC basically will do nothing something like your complaint, unless they have a ton of other complaints, but having the epistle showing that you have complained does carry some counterweight.
If they still do not correct it, refile another complaint with the FTC and also send a complaint to the BBB and your states attorney common.
Then, if they still do not correct it, file suit. Thats another reason that have a paper trail comes in handy. You could amble away with not only it delete off of your report, but $1000.00 richer.
Yes, it does seem close to a lot of work, but it is worth it to have the vague information removed from your report.
keep contacting the credit bureaus, show proof of payment
if that fail, try an atty--but they'll charge
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