Trying to acquire a current coup��? I had some problems a few years ago and no chore so

I had some problems a few years ago and no chore so my credit was really messed up and in a minute I am making pretty good money so I want a exotic car. My fico rack up is 560 with just about 4 collections from about 2 years ago but my dad have a 700 score and make about 200k and agreed to cosign. I also hold a 2003 Mustang that I only owe 3500 on and the dealership will probably administer me 10500 for it The car I want is 30k sticker, Please, Help me out race what are my chances? Thanks

Additional Details

The dealship call today and he got my information and said he would christen back. He call back but he didn't read out I got approved, he purely said for me and my dad to come up there. I ask him did It stir through and he said he didn't try but earlier he said he would try? So, do you mull over he is lying and knows I didn't bring back approved or what? Why didn't he just let somebody know me one way or another? I didn't mention, I engender 3000 a month before taxes. Thanks for any relieve

Answers:
This is a old supplier trick.

They do not want to tell you up front that you are approved because they are afraid that you will stir shopping at other dealers.

Besides until you are within front of them and they have verified that you and your Dad are who you influence you are they are forbidden by law to discuss any details of your approval.

As long as your dad consigns you should not enjoy a problem although you will probably get stuck near a high interest rate.

If they have an approval, they wouldn't hesitate to articulate so. I believe that he is lying as to whether or not he "tried" for an approval. If your Dad is a 700 and his debt to income ratio isn't out of line, you should enjoy gotten approved. I think that the merchant probably got a counter set aside from the bank, and requirements you to come in so that they can try to switch you into a motor at the amount of the counter.

You might try going to your or your dads bank and capture pre-approved to see what you qualify for. With that information, you can make a much more learned choice.

Sorry, but the last entry you need is a NEW saloon. Pay off the Mustang and save driving it.