Someone file a ruin on my credit report? i know exactly who did it, but how could they? like how

i know exactly who did it, but how could they? like how could someone else, who clearly isnt you, be allowed to do this? and whats the best course to clear this up?

I lost my wallet a while back and I have to call Equifax and Transunion and report it. You can put an alarm on your information, for example, at hand will be extra steps if someone applies for credit in your moniker. Check out the below website about identity pinching. Good Luck!

http://www.transunion.com/

I picture you would go through the steps for identity raid.

Answers: This person would own to know everybody you owed money too. If none of your debt is on the bankruptcy call for the credit ppl and tell them. If its adjectives your debt they still would of had to sign papers and appear within court. If you didnt sign or appear in court see a legal representative the first visits free. I dont see how it can but done, ruin takes abundantly of time filling out papers of the ppl you owe.

File fraud and go through the steps to dispute it. Gather any and adjectives information that will help you prove you didn't record it. With something like this, you might involve the help of an attorney.

File a report beside the credit agency that shows this. I believe they have 30 days to correct any mistakes.