Since i enjoy have my credit card i own payed my bills contained by full, will have student loans effect my credit?



Student loans NEVER go away.
Pay them prompt and they will help your credit, by establish a appropriate payment history.

Having a match will reduce the amount that other lenders are likely to loan you for a car or home. However lenders are usually feeling like to lend you more money that you can afford to repay for such things.

Answers:    Depends - you'll owe more money which will hurt your credit some. However, paying on them (faithfully) will improve your credit over time. Plus, going to university, means a better a position and more pay which will undo more doors as well!
Not if you compensate them on time. Are you trying to buy a house? If you are surrounded by deferment they should not hurt you...If you are in repayment they might over extend you depending on how much other debt you own outstanding.
http://loanconsolidation1.blogspot.com... has apt ideas and comfort for student loan consolidation and refinancing student loans

http://loanconsolidation1.blogspot.com...




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