Should I report an errorenous resident address that appeared on my credit report? I checked my credit report today and noticed that one of

I checked my credit report today and noticed that one of my previous address is located in New York. I hold never even been to New York! I just now closed my one and only credit card, consequently I feel I am pretty undamaging...however should I report the error?

Yes, you should report it. It may be a simple mistake, but it could incentive you to look like you move around profusely when trying to rent an apartment or buy a house. But it could also be a sign that someone is applying for credit in your designation and using a NY address. Report it, and keep an eye on your credit report regularly to cause sure nothing else unusual comes up.

Always report wrong information. It could come wager on to bite you years later.

Definitely report it. It may be a frank mistake but may also be a sign someone is trying to use your name to get hold of some kind of credit within NY.

Anyway, no matter how insignificant, other report errors on your credit file.

Why did you close your credit card? You should save it open though you don't use it. Closing accounts cuts short your credit history.

Report it. It could be a simple error.

However, you may hold someone using your identity. You definitely do not want to be a martyr of identity theft.

Answers: Yes you should cause you never know who have access to your information you could have closed it but if a entity knows your information they can enlarge it right back up. You can never be too not dangerous when it comes to your identity and credit. It could really effect your future.

Dispute it online yes. Additional address defer lenders from lending to you, if they consider you move around a lot.
Worth the shot, if it continues to happen, you will also hold additional address that are incorrect. Make sure no one else is using your personal information.

You bet you should. Somebody may already be using your identity.

You want adjectives the information in your credit database to be accurate. I would definately report the error!

To be franck with you... within the bank's point of view they other tell us to cross check any infomation past we leave the wall or the counter.. which is meant to be of our own out of danger,,, PLease do inform the bank now since the issue is quite alraming for the moment and a leading danger is distinct..in fundamental future.