Hi, i recently applied for a loan, although i havent accepted it of late yet.
I was agreed for lb4000, my monthly repayments (including the protection payments) are going to be lb200. (my credit history is not great as i accidently missed some payments on credit cards, although i had the money i just forgot to pay cheque, im kicking myself now as it means extortionate apr on credit)

Could someone please describe me, how much the payments are likely to be without the protection, and also how much do you conjure the repayments a month would be if i only took lb3000 and then again if i individual took lb2000.

Thanks very much, this would be a great help

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Answers:    ok it is a discouraging rate lol!

they normally charge about 70p for every lb10 protection,
so lb4000 would be around lb280protection costs.

5years=60months so
200x60=12000
lb4000 with protection
12000-4000=8000interest

200%interest YOU ARE PAYING

so 3000 at 200%interest=9000/60= 150month

2000 at 200%interest=6000/60=100 month
they are all info with the protection I beleive,Im not brill at maths!
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