Question more or less debt? My sister owes like $4000 to different credit companies. My question is
Answers: This is not true. Some, however enjoy the ability to garnish her wages, but nil can be taken from back account lacking permission. And let me communicate you, $4000 is not a lot of debt. The best thing for her to do is to settle out of most of it. any creditor can record for wage garnishment or to take your tax returns etc better rotten to make payment arrangements near every creditor
Yes, but only to collect a judgment. They can't do this on their own, short the court's OK. But if they have a judgment, they can walk after wages and assets, like bank accounts. Ignore the comments going on for credit cards being "unsecured debt". that just scheme they don't have an automatic claim on a piece of property like a coup¨¦ lien, and they have to go to court. If she hasn't be sued yet, there's still time to work out a payment plan. And wage garnishment are taken out before you are given a paycheck.
only after a judgement is this even remotely possible. They would garnish wages most feasible
This is not true - most creditors can not trimmings your wages, even if they have a judgement against you. You have to remember that credit cards are unsecured debt.
Now if she owes this $$ to the IRS they can frills her wages.
Edit to add - you should check your state laws. Each state have different limitations
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