NC law around garnishments and liens? I know in NC that wages cannot be garnish. But can a

I know in NC that wages cannot be garnish. But can a credit card company freeze/levy your bank vindication.
Also, can a lien be placed on property that is as one owned (on deed) not on loan.

Answers: They probably could freeze/levy your guard account - though if the explanation is held in two name with someone else as the primary (that is not also on the card account), it might not be allowable to freezing/levy it. The practical article to do if you are worried is to pull the majority of your money out, disappearing only plenty to keep it instigate.

The collecting SOL in NC is 3 years for both start on and written (though a credit card is open).

Open Acct.: ��1-52(1)
Oral Contracts; ��1-52(1)
Written Contract Not Under Seal; ��1-52(1)

��1-52. Three years.
Within three years an action -
(1) Upon a contract, requisite or liability arising out of a contract, express or implied, except those mentioned in the preceding section or in G.S. 1- 53(1).

Garnishment exemptions -
100% of closing 60 days' earnings for family connections support. Garnishment only by political subdivisions for taxes, ambulance fees, etc.

They cannot attach property i.e. jointly owned when the other owner is not name on the credit card.

NC is not a community property state.

NC wages can indeed be garnished for consistent reasons ie. child support. A lien can be placed on deeded property.

Go to: www.lawguru.com

You can research specific topics that relate to your state.