MyFico.com? I checked my Experian credit score on myFico.com today, and it shows


I checked my Experian credit score on myFico.com today, and it shows 569 (the other agencies are reporting score in the low-600's). However, when I checked my mark on Experian.com, my score is in a minute 524.

2 different scores on equal day, from like agency, except one of them is through myFico.com.

Why the discrepancy? Also, what score would a lender use surrounded by this scenario?

Thanks

Answers:    The score from MyFICO is your FICO mark, the score from Experian is modified from the FICO formula. Most central lenders will go beside either the ranking from MyFICO or will use their own in-house tweak of the FICO formula to put emphasis on other influential issues that aren't factored into the FICO formula, such as stability of employment.




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