My credit mark is 710..? and I just turned 20. Is this okay??

and I just turned 20. Is this okay??

Answers: OK, I hope I don't rain on your display but score is not near as big as your credit profile.

This is what makes up your score and to enjoy the best score and profile people want 3 credit card accounts (revolving) with balances below 30% of their decrease and 2 cars, boats, homes, computers, furniture or personal accounts (installment) all with moral long payment history's.

Scores are based on the following;

1. Payment history 35%
2. Time within bureau 15%
3. Types of credit 10%
4. New credit 10%
5. Debt to credit ratio 30%

I look at credit every day and see people next to scores like yours that can not buy a coup�� because their score is based on 1 credit card next to a $500.00 limit paid 15-times and a couple of student loans.

While this profile builds a great ranking it doe's not show the ability or the willingness to in fact pay anyone.

But, to actually answer your quiz, a 710 at only 20 is great, I just hope you pinch care of your credit because if you do believe me it will take attention to detail of you in the future.

Good luck.

It is really suitable! I think that most people consider a credit evaluation above 700 as really good! I was festive with mine being close to 700! Thats great. My credit evaluation keeps shifting a lot of points. 710 is my current and my unmatched was 763. I am also 20, I turn 21 this month and I got my AMeX Platinum and be so excited. But, I use credit secure from AMeX Blue card and over the past 6 months my credit win is shifting each month. The only point I did different is upgrade my Gold AMeX to a Platinum one...

But, congrats on the score.

It is a pretty appropriate score. You are probably in the top partially of americans with that score. You merely have to have a evaluation of 620 to get a house 100 percent financed, well until that time this crazy house problem started, so does that tell you anything? Not alot of people can do that. Just try to save your score good.Although if you hold no payment history you may need to work on that. to return with credit they like to see a credit history of at least 2 years so they can get hold of an idea of how you make payments. Good luck I muse that is above average.

Do a search online for what is fitting or average,
but dont advertise what your score is, because you might
brand name yourself a target for indentity theft.

good luck.

on a scale over 680 is considered honest credit. for a 20 year old...710 is awesome! keep it up, right in a minute during the recession banks are looking for people resembling you with scores over 700 to lend to.
to put things within perspective, if you have a 640 score and buy a sports car, you're looking at 12-13% interest. with a 700 you're looking at about 2-4%. well brought-up job. hope this little bit of info helps. (Good) between 660/749
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