me-620, wife-680. tried to catch a credit card and be decline. how can i carry a house if i can't catch a card? Answers: you should be able to catch a mortgage as

Answers:
you should be able to catch a mortgage as that is a secured loan

Other Answers:
If you be declined, they are required to inform you WHY ?? Then that should present you the information on your credit report. Just cause a Credit Card Co. decline you, doesn't mean your credit is discouraging...... Getting a house is a secured loan, credit cards are not and that makes a big difference.

Try for the house, you can't really drive bad with it and the dune can always foreclose if you don't put together payments. You don't really want a credit card anyways.

There is someone out there that will make a contribution you a loan with score like those. Those are suitable compared to some that I have see and they got approved for a home. Just shop around--you can engender as many credit inquiries contained by 14 day time of year as you can and not be penalized on your credit report. The biggest entry that they look at is to see if you pay on the dot and things like that and you dont own more available credit than you can afford. They have be known to present people loans on the condition that they wages off some cards and even sometimes close them. If you enjoy anymore questions get the impression free to contact me. Source(s):
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You can markedly get a mortgage beside the credit you have as long as your credit is not late/delinquent. The amount of credit you hold affects your score and can be an issue if you own overextended yourself. Either way, mortgages are easier to find if you have some history and can show you can clear. If you have a rent return now, it is other better to show you can carry the payments.