Mastercard and Visa? I currently have a Mastercard, but I deal soley beside a

I currently have a Mastercard, but I deal soley beside a bank that deals near VISA. The bank told me that using my Mastercard has no effect at adjectives on my credit rating, but that using a Visa would. (and I was trying to use my Mastercard a lot and paying it bad right away to raise my credit.) My question is, would my credit rating diverge with a bank that deal with Mastercard instead of Visa?

They are lieing to you - keep doing what you are doing and go and get the visa also.

I don't see why dealing with a bank that uses individual VISA would hurt your credit score. However, if you get a VISA in a minute and keep your Mastercard, you've just increased your available credit. That could reduction your score...or limit the amount of adjectives borrowing available.

Answer:
Using a credit card of ANY type will affect your credit rating! The bank single told you that because they want you to use their card. Your credit rating is based on ALL of your credit transactions. I think I would look into another guard.

Your mound is lying to you (or you misunderstood what they said). Your bank does not get to determine what does and does not run on your credit record. ANY credit transaction you make get put on there, whether you use your bank's stupid credit card or not.

Check out your credit score for free at www.freecreditreport.com. There are abundantly of other places you can go to check it, but I've found that this one is the easiest. Just sign up, find out what you need to know, and fast call and cancel your sketch so there's no way you forget to cancel the trial devotion and end up getting charged the following month.

No. Paying your bills on time is what matters.

They are full of crap. They just want you to get their card.
If it's at a pious interest rate and has a good put a ceiling on; why not?
You don't need to close the other account. Having more than one row of open credit is not bad.
Just remember to hold on to all balances beneath 50% of the limit. That's a red flag for the company to raise your interest rate.