Looking for a Debt Management company? Over time i have accumulate large credit and personal loan debt that

Over time i have accumulate large credit and personal loan debt that i am really hurting from today. In olden times 6-12 months i have be making minimal payments on all the credit cards prompt. The interest rates are high on the credit cards between 19-30%. I contacted serveral debt conslidation firms that told me that i would entail to be late on my payments formerly they can help me.
Can anyone recommed a non profit debt managment firm?

Answers:
I would recommend contacting consumer credit counseling. I would also recommend Dave Ramsey's site.

I've worked next to both and they are very favourable.

I own been using Consolidated Credit Counseling Services Inc. its a nonprofit civilizing credit counseling and debt management system. They are pretty good; I started 2 years ago and I am almost finished paying adjectives my debts (need 2 more payments).

here is their info:

Consolidated Credi Counseling Services Inc
5701 West Sunrise Blvd
Fort Lauderdale, FL 33313

1-8OO-210-3481

www.ConsolidatedCredit.org

americancredit.org

Go talk to your local credit confederation. The debt management companies are making money sour selling you a loan; that's all they consideration about. Credit Unions are owned by the member and can be much better about taking caution of people. You might, of late for asking, be able to capture the interest rate reduced. You're doing a lot better later most people by not individual behind on your payments; you still enjoy decent credit.

List of Approved Providers of Personal Financial Management
Instructional Courses (Debtor Education) Pursuant to 11 U.S.C. �� 111

There are many correct companies you can make someonline investigate to find them in your nouns. Non profit debt management firms are unbelievably less they also arrange for grant.
To know more you can visit
http://www.debtconsolidationmanagement.b...
and
http://www.hstrial-tgeorge1.homestead.co...