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Answers:    What you want to do is first figure out if you qualify for temp disability, at least carry a portion of your payroll check if that's an option. You may also qualify for benefits with the state to save the lights on and food on the table. Secondly call your creditors before they telephone you, some of them can do deferments, or you may have insurance on some of your debt close to credit life, disability, or involuntary unemployment. Definitely phone up them before they call you.

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ask relations for help go down to welfare and grasp some food stamps dont worry about bills so much but take-home pay your rent you need a roof over your head and food and grasp help to pay the gas and electric through thaw out
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