Is my FICO rack up any perfect? I'm 20 right now, and I just checked my Equifax and my

I'm 20 right now, and I just checked my Equifax and my FICO gain is 701. I've had 1 credit card for a year now and i enjoy another credit card i just got a few months ago. I'm currently a student at University and I own student loans. Is there any advice within approving my FICO score? And is 701 a good credit evaluation for my age and how new i am to the credit world lol?

Answers: 701 is decent rack up

To improve your score, purely pay your monthly payments, don't apply for too many loans ( you want as little inquires on your bureau as possible), don't be more than 30 days previous due with your creditors.

701 for 20 year old is pretty polite :)

realized that the post above mine states that 1223 is average score...
Simple google turn out for "average fico score" will show you that he is wrong :)

An average FICO gain is 1223+ and assuming that score is 701 you should be/ or already have file for bankruptcy... Give it up kid... you don't have a prospect in the real world

the average "apt score" is about 650-700. Some companies take an
average of adjectives three scores, and some take the gain in the middle

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http://www.bestcreditrates.net

FICO scores in Canada evident between 300-900

701 puts you in a great position. The longer you have a credit history the more it can advance your score. If you have no lates, it improve your score. Try keeping the revolving credit(credit cards) paid bad monthly. Never rack your card up to the max. This reflects badly and can lower your rack up. Make sure your student loans are never in default. You're doing polite. At your age, it's time that'll improve your score more than anything else. If you hold a balance try to pay it sour, that'llhelp improve the score.
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