I'm confused! comfort me please!? I asked a question in the past saying, "how old-fashioned do you

I asked a question in the past saying, "how old-fashioned do you have to be to bring back a debit card?" and everyone told me that I need to be 18. But the other light of day my friend who is only 16 told me she have a debit card for her savings explanation? Your help and direction would be very appreciated. Please backing. Debit cards aren't the same entity as credit cards. There has to be a edge balance, so that they can bring something in armour you begin to overdraw.

Other Answers:
hers might own also had a parent's label on the account, even if it wasn't on the card.

Answers:
Debit cards and credi cards are differnt. Credit cards allow you to buy something now, money for it later. Debit cards purloin it directly out of your account. (Like a check) Also, she may own had her parent's sign for her to return with it. I'll give you some suggestion: Don't get a credit card this impulsive in natural life. Wait until you have a wonderful errand and a lot of financial smarts. Debit cards draw from an side that you have already but money surrounded by while a credit card is payed for after you buy something. (pretty sure thats how it works)

When it comes to debit cards, you enjoy to check with the hill. It varies from wall to bank. The crucial thing is you can't enjoy a debit card unless you have a checking/savings picture with money here to back it up. I work surrounded by a bank and loopholes abound. Official answer, you involve to be 18 to obtain a debit card near a VISA/MC logo on it. If you're under 18 and sign for a purchase, since you're a minor you're technically not obligated to reimburse it. And if you have your own funds or checking account next you've have jump the major hurdle which is have a bank allow you to sign dictum you've read their "Rules and Regulations", which, as I said before, you technically don't hold to abide by. I've given cards to people beneath 18, sometimes I do, usually I don't. Their parents usually are required to bank beside us and be good customers. Even consequently, there are no guarantees.