Im 16 did I already ruin my credit? I got prepaid visa debit cards resembling account very soon, and babyphat

I got prepaid visa debit cards resembling account very soon, and babyphat debit prepaid rushcard. I just considered necessary if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I never put any money on it? if theyre prepaid that means nearby is money on them unless you used it up if you have next you have two cards that are what you needed them for looks nobody will except them

no becasue it is prepaid. You can't use it unless you put money on it. the only channel you can ruin your credit is by getting credit cards and charging them then not paying them. a pre compensated card is not considerd a credit card it just act like one but in that has to be money on it or you can't buy anything. Therefore no risk for a company to impart you one. lol if u dont spend anything afterwards you will be fine dunna worry babe xxx

You can't even seize real credit cards until you are 18 - a debit card is a NOT a credit card - you can with the sole purpose spend whatever money you enjoy on the card and not using it won;t hurt you You don't enjoy and credit because you haven't borrowed any money.

No this won't ruin your credit cause you didn't apply for anything (loans, credit cards) specifically required your social security number . It's prepaid, it's not credit. A debit card is not a credit card, so it can't ruin your credit, you have no credit? It's not within your name and address, you are not man reported to the 3 credit bureaus. So, you can't ruin what you don't have.

No it won't ruin your credit but I am surprised you could even get that at your age.

Answers: it's prepaid...it doesn't effect credit

solely credit cards, loans and debts/$$$ you owe
will effect your credit
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