ID fraud below my moniker? Hello, This is off topic, i recived a call from
This is off topic, i recived a call from collections. Someone have opened a company under my describe so it was the case of ID fraud. I asked the individual over the phone if i could have a phone number so i could follow up on what is going. however she would not give me any sort of number.
what should i do? and what will appear from here?
thanks
Answers: First run all 3 free credit reports through annualcreditreport.com or phone up them toll free (a) 1-877-322-8228. Review the reports and if there is something you're not aware of, dispute it immediately. Then put the explanation on Fraud Alert through Trans Union Fraud Dept. Their toll free # 1-8OO-680-7289. They will notify the other 2 bureaus for you at no cost. You have to renew it every 90 days. Better to be safe than sorry latter.
Check out - www.clarkhoard.com
Read the articles about fraud and credit freezes. You sound close to a victim of ID Theft.
Also a company trying to collect from you must in I suggest 10 days send you a notice of the debt within writing. The you can determine if it is your debt, if it's not your debt there is a form drop dead note you can send stopping the phone calls.
Also check out www.nfcc.org - for insight into neutral & unfiar debt collection practices.
Good Luck!
just call them stern and pretend you have a lot of companies... say aloud for example: "well mam/sir, you're going to have to be more specific. I hold many companies, so which one are you talking nearly exactly?"
she'll then give you the autograph, then do a google search or ring up the operator
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