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You should be able any one of the number of FREE Credit Check reporting systems on the net. For example using something like "Free Credit Report".com or "My Credit Check".com. (See Below for links)

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you dont have need of a credit card if its free

Answers:
You don't need a credit card to see your credit report. However, you do inevitability to have credit cards or loans within order to own a credit profile.

I recommend:
1) Everyone is entitled to a free credit report from the 3 credit bureaus annually. Go to http://www.annualcreditreport.com/... and you'll get the details on how to come by one on there. The three bureaus are Experian.com , TransUnion.com , and Equifax.com .

Just Be!

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Maybe you can try below website to capture the information you need. It's nearly free credit report articles for your second opinion.

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