I own a dispute beside a company.? even years ago, we took out a un-secure loan. I now owe

even years ago, we took out a un-secure loan. I now owe smaller quantity than $1600.00. But at the end of the residence, this company has sent me a communiqu�� (this week) stating that I owe them $254.00 from an NSF check back within 2002, that never happen, nor can they prove it. I own been told even though they hold no records of NSF that I am still liable. This company have , had over 15 manager at this branch since the loan was taken out. And they hold all be terrible. They own broken all types of law regarding our request to not nickname, etc. And this is the final straw.

I am sure we can easily put together a class motion law suit. Please recommend us of our rights. We would like to verbs to pay the debt past its sell-by date, but not too fast, as we consider officially recognized grounds.

Answers:
See if you can get collection from your bank that shows that you never get a NSF charge and take that to a attorney. Have the lawyer sue on the grounds that this company have a false account on your credit report and because of this you own been deined things.

Good Luck

I would suggest calling the Headquarters of the nouns co. you are dealing with and see if they will work near you in proving that you did/did not own a NSF charge.

If I were you, I would nickname them everyday continuously !! asking them to prove to me that I had a NSF. If that personality could not prove it then speak to another. After a while they will attain tired of you calling them and hopefully take the extra charge past its sell-by date. HARASS THEM until you are satisfied.

Ive done this surrounded by the past, not surrounded by this kind of situation, but a company tried to scam me and it took something like 3 wks but i did not stop calling (20-30 x daily) until i was smug with the outcome.

Check near your bank. They should be capable of tell you if that check come back for NSF charges. Also, contact your state attorney general's department. Talk to them about this company and what they are doing. You might also want to report them to the Better Business Bureau.