I dont hold any credit.? Im 18 and I keep getting denyed for a credit card...How can

Im 18 and I keep getting denyed for a credit card...How can I carry one?

Don't apply too often!

A lot of inquiries can hurt your credit. Go to a place that advertise that everyone gets approved. Even so, they may ask for a co-signer. Depending on how much you spend, you'll enjoy to make roughly speaking 2,000 bucks a month in proclaim to get a saloon, *usually*.

You may want to save up for a down clearance as well. 3,000 is a virtuous down payment.

Have someone co-sign a small loan for you, have someone co-sign for the credit card, or draw from a decent paying undertaking in which you enjoy to pay surrounded by to income tax. Eventually, the credit companies will find you. However beside the way interest rates are right very soon, you really don't want credit cards...

Good luck to you. Also keep contained by mind, the co-signer has to be an developed with apposite credit.

The "fully clad paying job" does not affect your credit one bit. Yes it will help when on your credit application you bring up to date them where you work and it reports, but what you return with paid have NO affect on your credit report.
How often enjoy you tried? Dont forget every time you try your score drops a touch bit. You should try for cards such as Capital One, Citibank, or Wamu. Even if it is a low limit its biddable for now.

Also watch out when you read the application. Some cards have minimum HOUSEHOLD incomes and some enjoy minimum PERSONAL incomes.

If a card asks for household, and your parents make $200,000 surrounded by addition to influence your $10,000, then Household income is $210,000. Just brand sure you dont apply for too many at once a short time ago yet and you'll be fine.

One more item you can do is get added to your parents' (or friend or relative)'s cards as an Authorized User. They dont hold to give you the card, newly add you and your SSN to their description. This will have those cards report to your report (so put together sure they have GOOD and elevated limits and low usage/good gift history), and will help when you apply for more cards.

If you do that, lurk 2months before applying for cards.

shift to www.fastcreditcardapprovals.com and go lower than poor or no credit and you will find a few choices for you
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