It's not much (from $1k to $300) and I haven't used the card in 5 months but it's unnatural that they do this now.

The epistle cites reasons as giant balance (on other credit cards) and unpunctually payments, which happened over 8 years ago and they know about both when I open my account next to them 2 years ago. I was never slowly with HSBC or overbalance.
My FICO in actuality went up 50 points within the past two months.

So be this the result of the current state of the economy more so than anything I did? I'm merely worried that other banks might follow suit. call them up and if you can appreciate the people at the call for center in India, upright luck. Ask them why your credit limit be decreased and they should know how to give you a right explanation.

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I'm in indistinguishable boat. I actually purely closed my HSBC card a few months ago. They refused to lower my interest rate even though my credit is thoroughly very pious. They raised it to 29.9% for beyond doubt no reason. Anyway, they are trying to verbs money out of ever orifice of people... because population have quit spending money similar to they used to. Pay off your card as soon as possible and quit using it. I wouldn't close it because you've have it for 2+ years... that might actually hurt your credit mark more.
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