How to draw from rid of charge rotten? My friend told me that if you've paid your bill you can

My friend told me that if you've paid your bill you can phone call the companies and sometimes they will take them bad your credit report. Is this true? I mean I know they're supposed to stay on your report for 7 years but is in attendance anyway to get them sour? Like i said, they're all rewarded in full - not settled, compensated in full

basically because it's paid doesn't scrounging it never happened - you can't bring it removed - it stays there for 7 yrs. removing would be unreasonable to everyone that didn't have a charge-off - you didn;t repay it on time - or for a long time after you be supposed to. Your credit record have to suffer as a result. It's only tolerant - creditors can see that it is paid past its sell-by date

This can be really complex to do...technically a charge-off is supposed to stay on your credit report for seven years...paid or unpaid.

What you can do is engender a Pay for Delete agreement with the creditor or collection agency, where on earth they agree (in writing) to remove the charge off upon getting of the agreed-to amount. If you do this, DO NOT accept any choral promises over the phone that they'll remove the charge-off. Verbal promises over the phone are meaningless and once they get your money they'll most imagined deny that any promise/agreement was ever made..

Answers: Slimick is correct, but since you enjoy already paid these accounts contained by full they have no rationale to remove them from your credit report. But I would still call and ask, you never know.

About the solitary thing I could suggest is to dispute the accounts and since thay are salaried it's possible that they may not respond to the credit bureaus and then they would be removed.

Good luck. Call the credit company and ask directly.
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