How lond does it really steal? I am 18 years old (19 surrounded by Sept) and I currently

I am 18 years old (19 surrounded by Sept) and I currently have two credit cards. They are both contained by good stanging I am not trying to dance over 40% of their limits and I also endow with three times more than their minimum payment ($15.00). So far I've made two payments on one of them and the other one purely one. One of them is from Bank of America and the other from Capital One. They each hold a $600.00 limit. Now is this ample? If, so how long will it take me to carry an auto loan of about 15-20K. Why would u put that much on a credit card? U will capture raped if u do that

The best thing to do is wages them off completely. Keep them accessible, but don't use them. If you have a right credit score (you should monitor your credit score) later the amount of auto loan you'll be approved for depends on your salary.

You should talk to your sponsor to be sure, but I think they resembling to see 6 months credit history at least. The amount you can nouns will depend on your salary and debts (debt to income ratio).

I agree next to another answer, that you should pay the credit cards rotten as quickly as possible. You are really only just wasting your money carrying a balance on a credit card, even if you enjoy a low rate.

Good luck!
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