How do I destroy my debt w/o destroying my obedient credit score/history? Eliminating all my $60K credit card debt ASAP. Reducing most of my

Eliminating all my $60K credit card debt ASAP. Reducing most of my debt just ample to buy a home. My main priority/goal is to purchase a home around $200K. I've been online seeking adjectives kinds of cards with 0% APR on go together transfers of atleast 12 months and with $0 Fee to initiate the balance verbs... and I'm ready to start submitting applications as soon as you're finished reading this message. I have have my first credit card since Feb-1996. I have never defaulted not even once. My income is roughly speaking $38K/yr and my debt started growing from $0 to $60K about 5 years ago. My debts are: one Citibank VISA card $14K about 18% interest (CREDIT LIMIT $15K), one American Express $14K almost 15% interest (CREDIT LIMIT $15K), one Discover Card debt of $6K about 18% interest (it was $18K but I be able to transfer most of it to my Mom's Capitol One), Dicover Card without delay reduced my credit limit to about $6K... continued...

Answers: detest to av to tell you this but with the sorta debt you get you ant got a good credit rating.run wager on to mummy and transfer the rest of it to her. Pay your debts as untimely as possible..

You wanna buy a $200K house and have $60K in credit card debt? Ain't gonna ensue. Get a second job and start paying off that debt.

As a mortgage lender, we deal near this everyday.

Each situation is unique and has to be handle differently.

Offhand, I would think ONE loan to a credit union would do the trick..your rate on your current unsecured debt would run down as well as your payments.

There may be better ways.

I recommend you contact a firm called LoanPro. At no charge they will dispense you options for your individual situation.
1 800 LOANPRO

They have a program on legitimate estate financing on radio, and a lot of printed material to swot and master the financing industry
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