How do I dispute a claim on a retail installment? I have missed maybe three payments within which they were not

I have missed maybe three payments within which they were not consecutive, and I always remunerated way over the amount due to make up for those missed payments.

Answer:
You will entail to call that specific retailer and ask for the credit customer service department. Find out exactly what they have on report as far as late payments and overdue balances.

If you enjoy any documentation that says otherwise, tell them, and see if you can dispatch copies and provide explanations. If you are at fault, do your best to resolve the situation quickly and painlessly by paying the oustanding symmetry.

Make sure you don't let the problem escalate as you could end up beside a collection or charge off, which is a huge blemish for your credit.

They will still mark it as slowly...I know...I was late on my truck reimbursement 3 times and it shows up on my credit report. I now pay every installment pay on time. You can learn more from http://www.mycreditadvise.com it is where on earth my wife and I learned how to manage our budget.

Good Luck!