How do I close a credit card depiction? When I opened a student details I was given a credit card

When I opened a student details I was given a credit card as capably. I used it a couple of times, paid it bad and think I cut it up. 12 years subsequent I have tried to call off the card as I have unacquainted it in 12 years and don��t own any details know it but now it is still approachable. Barclaycard refused to close it as I could not bequeath any details of the address it was assigned to or the finishing payment I made. Who do I step about closing credit card tale when the only details I enjoy is my name!?

i would try contacting the financial services authority for advice http://www.fsa.gov.uk/
if for some root they can't help you next contact consumer direct and they will point you in the right direction http://www.consumerdirect.gov.uk/...
failing that wish help from a solicitor - you can enjoy a free initial consultation with most glorious street solicitors so you can get some free guidance. to find one in your nouns who deal near this sort of matter see the website of community legalized services http://www.clsdirect.org.uk/index.jsp...
and make sure that any contact you hold with barclaycard over the event is in writing, or if they phone you gross a note of the date, time, those name and department, and what be said.

Contact the credit card company near your name and next possibly the address you were living at when you have the card. They should be able to check spinal column.

basically contact your bankers and close the ac

Agree beside Nikki.you are allowed a free credit report yearly. Sign up for the big three, and when your report comes within, check it thoroughly. Usually, there is a phone number and at LEAST an address.

What do you denote you only own your name? Surely you know your birth date, social shelter number, and the address where you lived. Methinks you requirement to be more adamant when dealing next to the CC company.

Good luck to you.

Answers: I would presume that giving your social security number would be adjectives you'd need... why do you want to close this description? It's likely on the increase your credit score because it's be open for so long.

If it be me i would write to them (send it recorded delivery). In the message put your full name, DOB, address where on earth you lived then, rough date (i.e. year) and your current details.

Ask them to give you clarification of whether the side is still open and that if it is state clearly that you preference it to be closed. Put at the end of the message that you require a response within 7 working days.

If you don't carry a response in that time cell phone them and chase it up.

If you have no happiness i would then try Experian, you will own to pay in the region of lb2.00 for a copy of your credit report but this will show up whether you have an narrative with them.

I wouldn't verbs too much as i was told that it can assistance your credit score if you hold a credit report with a not anything balance.

Hope this help xx

Does it show up on a credit report - e.g. Experian or www.creditexpert?

You can sometimes get a free credit report from them - perchance that'd have more details. And you'd be checking that no-one else is stealing your identity in a minute as well.

And surely you must own records of where on earth you have lived??

Contact the local BBB or mail a certified memorandum to the company. If that fails, reimburse a local attorney the small fee for sending the company a firm message. Typically, if the first fails, the second is moderately effective.

Don't ..unless they charge you a yearly excise ,it help you flare score to maintain it open even if you do not use it.

write to them and see what responce you get if you dont bring back any threaten them its your right under background protection to know about your portrayal