how do i win my credit card margins down? i am getting married july 2 nd and have some huge credit
Answers:
since your wife used the credit cards I would think she will pay packet them off herself
Other Answers:
Hey, you're buyin' the cow, in a minute you own the milk, too!
The MINIMUMS are minimums for a reason. Its the lowest you can income without getting smacked next to a fee, not to mention adjectives the interest you are paying. Good luck with that.
I strongly suggest that you not procure married until her credit cards are in lay down. This is the sort of thing that can ruin you financially.
Try to tender your credit card company a call and find out if they could possibly arrange lite transmittal for you. It is the only path you can have it decline.
First, call the credit card companies and ask them to lower your interest rates. They can do this.
Second, start paying more than the minimum, otherwise you'll be paying your entire go. Pay the card with the untouchable interest off first.
Third, vend something you don't need, and put the money towards the cards.
Fourth, find a day after day luxury expense, such as coffee, eating out, a magazine, etc. and donate it up. Instead, put the money into a jar and at the end of the month try making a dent surrounded by your new debt.
Fifth, set up your paycheck, or more equitably your fiance's, or both, to automatically repeal $50/paycheck into a seperate account. Use that vindication to pay sour the cards, and once they are paid sour, keep using the vindication for savings.
Finally, and most importantly, address to your fiance about managing money. Credit cards should be used for emergency only. If you can't afford it immediately, you shouldn't buy it.
Listen to melmel...financial genius!
PRAY
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