How did they dig up my information? I am not related to the person a collector at NCO (a

I am not related to the person a collector at NCO (a collection agency) tried to contact. However, somehow, they obtained my information.
How did the contributor of NCO obtain my information? How can I verify that the LEGALLY obtained my information?

Answers: Any public register can be traced online these days. I am a debt collector & I have traced hoary wives from 25 years ago to get current information. If you have ever lived beside the person or had your messages forwarded there for any reason, near is a way to find things out & it doesn't cost us much to do it either. The solitary thing we can not do without your okay is pull your credit history. Any other public record, anywhere, anytime, is impartial game. If a debt collector is really determined, he or she cld find out if you are a hunter, what you hunt & how many years you hold legally hunted. What kinds of cars you own bought. What real estate you have ever put a bid surrounded by on. It just goes on & on. This is the individual real drawback of living in the information age. Instant access isn't thorny to get.

NCO isn't a collection agency per se. They purchase bad debt from other companies and then try to collect it themselves.

They get your information b/c of the similar sounding name. Could be through a credit report, etc. Hard to tell. Next time they send for, ask them. Tell them that they have the wrong person. If they insist that they enjoy the correct person, make them prove it. A collection system allows them to find closest relative near in the area and by calling neighbors. Do not be suprise something like your neighbors telling your personal info to collectors. Especially if they do not know who you are. This system gives them the demographic nouns of income pulling information from inquiries on credit reports.

You can check your credit report to see if they had pulled it, but otherwise, it's a sort of fickle info-seeking thing that they do called a skip trace. Does your heading sound like this other personage? Do you have this person's old phone number? This is how your information might hold been obtained by a skip trace.

very well right now there are a bunch of lawsuits on this company for this stuff. i am in the region of to jump on the lawsuit bus bc they are mailing me bills and calling me saw i owe but when i try to pay they tell me i dont enjoy an account with them but consequently it is on my credit report!
More question :