How credit card refund in actual fact works? How the process of making a payment/refund to a credit card account

How the process of making a payment/refund to a credit card account certainly works? I know how the money withdrawal process works (bank authorization, etc), but the adjectives refund process is a bit of a mistery.

I am primarily interested contained by the case when the company making you the payment/refund is located out of the country, and the credit card is a major, international brand. But it would be also upright to know if a regular person (i.e. not a company) could receive payments TO somebody's credit card too?

Actually, I guess the real ask is - is the credit card number a regular, internationally-recognised bank commentary, and anyone can make payments to it?

Thanks.

Answers: As long as the merchant is competent to process payments for the same substantial international brand, such as VISA or Mastercard they are able to process a credit. The merchant surrounded by most cases only requests to know the actual account number to process the credit. But maintain in mind, the credit card is not a wall account used to verbs money into and out of it. Say the credit does not come through, you will only know how to dispute the item if the merchant has in fact processed a debit first. Anyone can set up a Paypal account next to a bank information or credit card and they would be able to process a money to your major credit card.

Anybody can bring in a payment to the card, as long as they own the account holder's given name, and preferably the account number you want to apply the expense to. The credit card issuer doesn't care who make the payments as long as they are made.