How can i repair my credit win for free short paying a single cent? my credit score is low way low and it is due

my credit score is low way low and it is due to credit cards... im trying to grasp a loan, but no one will lend due to my score, how can i bring to the fore it up?

Read the Fair Credit Reporting Act. Learn what your rights are and use them to your positive aspect.

Whenever you contact a creditor make sure you do it via certified mail, return delivery. Otherwise you won't get a response.

Look at your credit report, ask that incorrect information is removed, and pay cheque your bills on time for 3-6 months. That should do it. Or try a certified credit counselor for help.

I found this great guide to credit repair
http://freecreditrepairinformation.reada...

Obtain your credit report, review for errors, send that credit agency notification of the errors that must be delete within 30 days they must respond to you by law or they are surrounded by violation of the fair credit and lend law. Any information false on the credit report write that store, business, etc., and inform them to check their information, you will recieve a response from them which you will send a copy to the credit agency that have the false information with a letter for them to remove from your credit report. Check your credit report once every 6 months.

Answer:
by paying the low monthly payments on ur credit card doesnt help ur credit at all.im assuming thats what ur doing or ur not paying at adjectives.if ur just paying the low monthly payments u should try to pay some of them past its sell-by date in order to put on a pedestal ur credit score..if u just clear the low monthly payments the interest rate is added to the next months bill..so if u try to pay past its sell-by date the bill u would be not be getting charge the interest rate every month..if u pay off surrounded by short time or pay more than the less monthly allowance than there wouldnt be an interest rate build up on the balance of ur credit cards.

Pay past its sell-by date the negative stuff, don't apply for any new credit, and verbs to pay your bills on time.

There is some adjectives advice here.