How can I fix my credit debt that my parents messed up? When I was younger about 14 or 15 my parents get credit

When I was younger about 14 or 15 my parents get credit cards in my name (which i reason is illegal but it was to oblige at the time) but hard times hit and they kept using them although we didnt have the money. So eventually she stopped using them but presently im way in debt and they cant afford to pay cheque it off and neither can i ( i am only 19 years old).

i cant draw from a decent apartment or get credit cards and some job that require a credit check... cant get those

im going on a trip to cancun but i need a credit card but i entail to fix my credit which is the most important thing to me right immediately.

if i get legal lend a hand my parents could get in serious trouble which as you would expect me being their child i dont want

can anyone help at adjectives?

You can either pay these debts, or you can turn surrounded by your parents.

Your parents have an obligation to not just care for you, but also to show you right from wrong, and to protect you. They've only done 1 out of these 3 things. They involve to face the music for their poor decisions and criminal movements.

"i cant get a decent apartment or bring credit cards and some jobs that require a credit check... cant get those"

What you are proverb is that they screwed you over. Parents don't do this to their children.

BTW, the only way to clear up your credit report will be to travel through the ID theft route. Otherwise, your credit will be screwed for a good few more years.

You are right - it was illegal for your parents to take the cards in your name. At this point, you any have to suck it up, work on keeping your credit clean from this point on, so you will hold a clean credit history a few years down the road, or report a case of identity raid which will help clean up your credit profoundly faster but get your parents in trouble. Sorry I can't be of any relief to you. Good luck.

Answers:
Actually... It is illegal for the credit beauro's to report any credit what so ever on a minor. So you can file disputes will the three foremost credit reporting agencies... Transunion Experian and Equifax. Once you file a dispute on those credit card debts they have 30 days to prove that the debt is yours, if the credit card companies can't prove it next they MUST remove it from your credit... Just simply state these debt('s) do not belong to me and there is no way they could be associated beside me due to the fact that the date they were established I be a minor. Btw they won't do anything to your parents.

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