How can I fix my credit ? I have alot of credit card that I haven't paid within

I have alot of credit card that I haven't paid within 3 years and I owe 10,000.00 in student loans. I don't know where to start.

www.creditresolutionservices.c... they fixed my credit by disputing things. and since they follow the law... they be able to get most of it bad... even if it was mine.

feel free to ask me more question at breathofvitality(a)yahoo.com if you wish

Get a job. Start budgeting. Like the rest of us.

repay your bills on time. start on your little ones and then shift big.

First off, DO NOT get any pay-day loans. They will cart you deeper in the hole. The best way to fix your credit is to transport control of your finances, know where your money is going and where it should be going. You could also apply for a secured credit card, but brand sure you make payments on time, that bearing you have some good feedback on your report.

Last but presently least, pay past its sell-by date your credit cards. Even if you pay one at the time, just do it. It's adjectives about priorities...

I guess sermon to the institutions that you owe money to and start making payments. Talk to customer service person in your sandbank.

Roy

Look in pale pages under "Credit Councelling" Most are free, also they hold them on the net. They will help you set up a plan you can afford and sermon to your creditors for you. It looks good to creditors that you are making this effort.

Answer:
You have need of to contact your credit card companies and work out a payment plan with them. You involve to consolidate your student loans into one loan.

I know that the amount you owe right now seems overwhelming but one channel to work on paying bills is to pay the most that you can on the smallest bill after paying all other bills. Even iif it is one and only $5-10 extra. Pay that bill off and then after that bill is rewarded off then pilfer that payment and the extra amount from that bill and apply it to the next bill which is the smallest. Continue this process beside each of your bills and in no time you will own paid off adjectives that you owe. It took me four years and some discipline with this process but I paid bad about 10,000 in bills.

I would not insist on taking bankruptcy. It will hurt you for 10 years on your credit report. The more bills you pay rotten the better your credit report will get. But it will take some time. Don't jump with the quick fix citizens because this fix does not work and is of questionable legality. The only sure fix is to time and foot your bills on time.

You should get a job to payment. Talk to the bank that you owe money. Dont be afraid. You need to give an account them ur problems. They might help you to do some payment plans. They more u continue, the more the interest gonna be. And for urself, cut down on things which is not necessary. Only spent what u need and NOT what u want! See what is ur priorities.