I don't have any credit cards or anything at adjectives to build my credit but I owe over $7,000 in medical expenses. One hospital brought me to court and I own to pay $40 every month. When I do a credit check it say that it is not available. Right now I don't know if it's unpromising or what.

I have two question, does anyone know if there is a approach to reduce the medical costs so I can pay packet it off faster, and if I draw from a secured line from the hill, will this build my credit or will it still be bad seeing that I owe so much. I hold to get a credit strip because I don't approve for any credit cards because I don't have an established credit.

As a concern of fact, any proposal you can give me is appreciated. Thanks. The only opening to pay it sour faster is to pay more than $40 a month.
As for a secured stripe of credit from the bank, what do you hold to secure it beside? You will be paying interest on that line of credit... which is even more money out the porthole in the long run. You're better bad giving the hospital $100 a month instead of getting more credit. If you can't get approved for a credit card, probability are you are not going to be approved for a credit line.

NO DEBT WAS EVER ERASED BY GETTING MORE CREDIT!

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check out http://creditdebtrepair.info it chould own some helpful information. suitable luck!

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Another path to build a solid credit profile without using debt is to create a profile at PRBC.com. They allow you to use non-traditional information to build a solid credit history. Regular bills like rent, utilities, cable, Internet, cell phone, and insurance can be used to create a PRBC report that you can request lenders look at when you eventually requirement a loan (for a home, for example). The cost is $15-$20 per verified account.
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