How can I build up my credit? I'm 18 years old and I currently discharge my houses cable bill

I'm 18 years old and I currently discharge my houses cable bill and my cell phone bill. I always payment ahead of time to avoid any mishaps. I need to build up my credit so I won't hold to get a co-signer again to procure my student loans approved in the adjectives. What's the best/fastest way to do this?

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Get a credit card and don't use it. If you do use it, pay sour the bill every month and don't carry a stability.

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keep doing what you are doing. Maybe procure a credit card and pay the balance off. Only spend what you can afford to salary off. thats what i did, and i enjoy 750 credit score.

Answers:
The best track to build your credit is to get a credit card. As a student, this should be greatly easy, but if you are have trouble getting approved, go to your mound and ask them about a secured credit card, not a debit card. Make sure also that the credit card will be reported to ALL 3 credit bureaus.

Once you pick up your credit card. Buy something that you need (not only want, but actually need), but do not budge over 25% of your available balance. From this point on pay envelope your minimum monthly payment, no more, no smaller quantity. Keep making small purchases(gas, groceries, late hours of darkness burritos), but it is critical that you never exceed 25% of your available balance, This is the fastest route to build your credit.

Good credit is the best thing you can attain at your age. Do your research and educate yourself on what can ding your credit score- in arrears payments, high debt ratio, chargeoffs, ect.

There's lots of small things you could do to build your credit, but at some point you're going to need a credit card to lift your credit to the next smooth. If you have no credit history, here are some option to help you grasp started:

http://www.asapcreditcard.com/poor-credi...

Although these offers tend to own higher interest rates (and extramural fees) when compared to 'standard' credit cards, they'll help you prove your credit worthiness and build your credit evaluation over time. Eventually, with regular on-time payments-- you'll know how to qualify for better offers beside lower APR's and less fees. But for immediately, these are your options...

Hope this help. GOOD LUCK!

try to get a credit card or a small loan