How can i build up credit? can i capture a credit card? i started my credit with my cellphone but i've only have

i started my credit with my cellphone but i've only have it for 6 months now and me and my husband are looking forward to buy a house but no one won't even rent us an apartment i be thinking of getting a credit card but i get rejected, i even tried bank card, and store credit but nil works! WHAT CAN I DO?!!?

I used to work at a sandbank. What you could do is apply for a secured credit card. What that means is, you apply for the card, YOU put how much money you want into the account...let say anywhere from $200.00 to $500.00. Then, you use the card like any other credit card, not going over your rein in, of course, and make payments ON TIME. and THAT will build your credit. Eventually once you hold created that credit, you will then be able to apply for regular credit cards, and seize approved...and eventually get the house. I'm not sure which bank you enjoy, but I used to work for Bank of America and all you have to do is be in motion into a bank and ask for a "secured credit card application". Good Luck to your future!

don't attain a credit card it only leads to trouble if ya cant afford it don't buy it

Step-by-Step Credit Repair Guide

Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report verbs. If there are any errors in the report, embark upon credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognize and protects your rights, it is your duty to remove any anomalies in .....

You could try getting yourself a secured credit card. In which the amount you reward them is what the balance limit you'll own on it.

And you'll need a few if not at least possible several years of a stable good credit history before you'll even go and get a chance at larger purchases, much less a righteous deal on one.

Or you could also try buying a used car. Dealers usually can nouns you, but you'll be reamed by the financing terms so you need to be pious at negotiating. But paying off the loan on a coup�� (even used) will greatly boost your score.

Also don't go trigger at ease at applying places. The more they have to pull up your credit report, the more your win will drop.

One of the easier ways to build up credit is to get a credit card from some gas station such as Shell. Just use it for gas and over time it add up. It's not a quick fix, but I have know those that have been competent to recover using that method and some others over period of a few months.

Try getting a "secured" credit card. You will have to deposit some money and they will impart it to you. That is a great way of building credit!

Answer:
Does your husband have a credit history? Get a co-signer who has a credit history that can be referenced when you apply for a credit card - you may gain a small credit limit ($500) - make small purchases on it, and reward it off each month

Well, if you enjoy no previous credit. Do you have a bank story? If so, then how long have you have this bank account? If you've have it for a while, then apply for a credit card through your bank. They shouldn't own a problem issuing you one. Also you can apply for a gas card, that's another form of credit. I know if you buy a house, they require you to have several forms of credit, at least three if I remember correctly. Also, once you win a credit card and other forms of credit, you have to have them for a while and build it up previously you can even consider buying a house. Don't even think about trying to buy a house right after you capture these. I got my first credit card when I was 18 through my wall which I've been with since I be 16. I also have a gas card, an account that i'm using to retribution off my computer, my truck payment, a Sears article. And a few more that I can't remember right off the top of my head. I'm 26 in a minute, bought my house when I was 25, so I've been building credit for a while. You can't do anything minus credit. Good luck.

First thing to do is get a Capitol One credit card..Then when you enjoy one apply for other cards and they will see you have a credit card and approve you..But be sure to pay them and you will own good credit.

start by erasing bad results on your credit report, then use credit cards for purchases and pay the balance off in full every month - will work similar to a charm