How can I build my credit? I have a credit card and I have cards at stores

I have a credit card and I have cards at stores and such and I discharge on time, but isn't there another process to build my credit without getting a loan or anything like that?

Pay your bills in good time, always pay more than the minimum amount and don't pass a balance for over 6 months at a time.

pay all of your bills on the dot

i went to sear with a friend he signed for me to buy a battery for my sports car. which i didnt need at the time but i was a cheep bearing to get started.i paid it stale in 2 payments things went capably from there.even if you have the money buy small items from sear pay them off early..and always stay away from plastic money it will ruin you quick i presently have perfect credit..because i verbs all credit cards immediatly

unfortunately no.
but don't of late buy junk.
buy a house. that is the best road to build credit. even if you don't live in it and rent it out buy property. later on you can use your equity on the property to buy bigger and better things instead of crap at Walmart.

go 30% of you total credit lines and loans available or more if you can

It All Depends On Your Intrest And Your APR Precentage.I Own 4 Credit Cards,And It All Depends On Your APR Intrest.

Answer:
You don't want a loan to build your credit. The credit cards you already have will work just fine. Obviously, cause sure you pay them every month on time. Another entity that will help raise your ranking is keeping the balances as low as possible. Never let the balance go past 50% of your credit decrease.

You didn't mention how long these accounts have been unfold. The longer they are open, the better.

It takes time to establish polite credit. But, remember, it takes no time at all to establish doomed to failure credit. One late payment could lower your chalk up dramatically.

I hope this helps you:

Step-by-Step Credit Repair Guide
http://www.debt-loan-refinance-mortgage-...

No not really.
Other than paying your utility bills ontime, you have to be in debt and salary off what you owe on time or untimely if possible.

Credit Report Myth or Reality
By: Herman Randolph
This article will give you some insight to your question. You can use this site to swot up more about credit and debt.