How can I build credit when not a soul will approve me? I have a couple hospital bills on my credit. I want to
never be late on what you do hold now ...
see if you can work out small monthly payments on the medical stuff ... and DO NOT miss any payments to anyone.
get hold of a second job and clear this debt pronto.
you enjoy to get it so that your credit balance are less than 10% of your total income. That is great . if possible. Better but ... have no debt at adjectives.
see DAVE RAMSEY (google it) ... and you can learn more ...
hope this help
besides what the first answerer said trade name a paymnet plan for the hospital bills also. It takes time. Time at one profession also counts. If you jump from charge to job "they" don't resembling that. okay you need to contact the colections agencies for those bills first near would be NO way, i right to be heard agian there would be NO means of access you can ever build any credit at all, contact them and start making payments and after a while someone will trust you and procure you small credit that you can build up later on
It really is quite simple.
1. Clean up your financial perform. Pay off the hospital bills contained by full.
2. Get a co-signer. Most banks will approve you if someone else signs their autograph in blood. Get a small co-signed loan and payment it off promptly.
3. Get a deposit based credit card (you settle up the credit card company $500.00 in deposit and they make a contribution you a credit limit of $400.00). It will back build your credit report and you are already approved for this type of card. Here is a article that will tell you exactly what to do. Pluse in that is other information on how to establish. The quickest way si to receive a secured credit card with Orchard, in that fees are low.
http://www.creditscorequick.com/2007/11/...
Try hsbc Orchard bank, they backing people near no or bad credit..
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