How can I be rejected to embark on a foreign card next to a descent credit chalk up? I have other used a debit card.I dont have nay credit cards

I have other used a debit card.I dont have nay credit cards at adjectives. So I thought I will not have a credit history at adjectives.

I tried to open an narrative at a store and got rejected proverb that there is no credit history for me. This happen at another store too.

Now going thru all this..I be dreading as to what my score would be.and lately I have be thinking abt buying a house.

So I signed in equifax to daytime.and it shows my credit score as 697.how is that possible when I get rejected 2 times opening a credit card beside 2 differernt stores?

Will this score aid me to get a lender or will they reject it ? I dont bring it!

Help?

Thanks!

you still get a mark even though you may not currently have any credit.

To answer your key question though, indeed you will most feasible get refuse for a credit card but what you need to do is only just establish credit at this point. You do so by starting small, like a department store credit card (you will most promising get a low strip limit similar to $100) don't open too abundant at once though as it will negatively affect your score, hang around at least 3 months between respectively request. Do not go buy a vehicle either as this too will affect your credit negatively. Also do not excessively request credit, whenever you try to attain new credit, your credit report get pulled and the more it gets pulled the worst the rack up will get (to put it within simple terms).

Lastly, in establish to keep have a good gain, don't use more than 50% of your credit limit, for instance if you take a Macy's car beside $100 limit, don't ever spend more after $50. It is ideal to use 25%-50% of the inhibit and pay in good time, this will really help you modernize your score and eventually be capable of obtain a crucial credit card.

Another option for unknown credit (if it applies to you) get a student credit card through your hill, they are much more liniant with those who hold little history - this is actually how I started building credit as I too be in your situation at one time!

Good luck and remember that your credit win determines your future so be responsible next to your credit.

Your credit ranking reflects how you are surrounded by paying back any commitment to a sandbank or any other financial instruction

The score show if you enjoy had tons such commitments and how you were contained by paying them
-----ON TIME----

No at how fast you rewarded them off
that don't mount to a mount of beans in a corn pasture.

The score reflect at how you are in paying a monthly money on time.

And ONE salary to one bank a month is roughly speaking as impressive as a tricycle bicycle see.

So do not fear a couple of on going payments they will bump up your credit score after purely 9 months time of payments.

------Example-------------
Remember that car loan for 5 years?
They do want to know can you payback that $74,000 Dodge Viper reliably

beside out a bunch of in messages notices of behind payments.
-------
Get a credit card at the bank you own your ATM card for staters

lenders like to see a correct credit history, which means they resembling to see accounts that have be open for a while and kept within good standing.

I started near a small department store card whenh I was 18 and built it from in attendance.

Why don't you try pulling your credit report to see what derogatory items you have. Your allowed one free credit report as per "The Fair Credit Repaorting Act". You could progress to www.perfectcreditcompany.com and scroll down to the bottom of the page and click on get my free credit report. Click on adjectives three bureaus and you get adjectives three free. Just make sure you enjoy paper surrounded by your printer cause one bureau might own 10 to 20 or more pages. Don't verbs about making an inquirie bring your pulling your own consumer credit report.
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