HELLPP... how long does an unpaid statement hold to be widen past a collection agency garneshes your wages? i have unpaid debt which i wanted to reward off all at

i have unpaid debt which i wanted to reward off all at once when i get the money together or make payment plans ect. but im curious how long do you own to have that specific account clear and unpaid before a collection agency take your money and assets??

Answers: Go to www.BudHibbs.com and see what your rights are -- they are timetabled simply. Click on "Agencies to Avoid" (button at the top) and see if the agency is listed. If so, click on the name/link and read what Bud & other Consumers say give or take a few the agency. Contact Bud with any questions.

Bud will probably suggest you turn to www.naca.NET to find free, local legal advice. My experience have been the (free) legal aids own been friendly and very kind. :)

Bud's site, in particular, is massively educational...And, of course, "awareness is power".

Don't be intimiated by collection agencies. The agency would have to win a judgment against you contained by court to garnish your wages. Free legal service can recommend you as to whether or not you have anything to worry give or take a few. Also, you are allowed a specific amount of possessions (to keep), even if your assets are ordered "taken". Most people fall below that "mark" and are "result proof". In Florida, that "mark" is $5000, but a lawyer can explain, in specific lingo, what that means. (The amount is "auction" value, not what you salaried for it, or what it's worth if you sold it outright. For example: A "bluebook" value of a car and what you might know how to sell it for, if you ran an flier, might be $4000. BUT, it's "auction" value might only be $1000. In determining the convenience of your personal possessions, you would use the $1000, not the $4000, in determining what you could keep.)

I hope this brings you some peace of mind.

You should, also, dispatch a "validation" letter and a "Cease and Desist" letter. A collection agency can not (legally) contact you after reception the letter. The validation letter forces them to prove they own the debt. "Junk debt buyers" can from time to time do that!! If they can not prove it, you do not have to pay them. But, read at Bud's site -- adjectives this is explained very well here.

And, please, let me know if I can be of any help. I may know how to send you in a suitable diection, if you have questions. Write to me at Cosmosclara(a)hotmail.com

Best of luck to you. :)

it depends on how long they will sell that statement for and when they choose to send it to court. i would say more or less 3 years. but that will do horrible things to your credit.

Depends on the state, and the type of unpaid statement. If it is a credit card those are unsecured so they cannot go after your assets, if taken to court they can garnish your wages but that usually take quite a bit of time, and if past the statute of limitations cannot take place if you fight it as such. It is already on your credit report so unless you can get a compensate to delete it will remain on there for 7-1/2 years whether it is paid or not. Not plenty info to give you a direct answer, but hope this gives you some food for thought

They would hold to sue and get a judgment beforehand they could garnish your pay. It really depends on how big the debt is and who the creditor is as to if or when they will sue. More creditors are going to court for smaller debts.

If your debt is still beside the original creditor, you should contact them and make clearance arrangements before the account is charged bad and sold to a collection agency. If a collection agency already has the account, be sure to catch a written agreement before you send them any money and do not distribute them direct access to your bank account.

A collection agency can't garnishing your wages without a court order. This finances that they have to sue you over the debt first. It usually takes a year or more back they will do this. You probably don't want this to happen, so it may be good for you to set up a clearing plan.

I have a large outstanding hospital debt, and both the collection agency and the hospital enjoy promised to not pursue legal action as long as I'm paying what I can afford. It's meaningful to communicate. Well, it adjectives depends on if the debtor files for garnishment of your wages in the city where you live. If that happen, then the constable will serve you with a subpeona which you hold to sign acknowledging you got the summons. If it go that far, DON'T JUST NOT SHOW UP FOR COURT!! If you don't appear, the debtor can garnish whatever amount they ask the adjudicate for, which can leave you with nil when you get your check. Bring all of your bills due every month as capably as your pay for the month and show that judge what you are competent to pay. The best thing to do is to convey them a little every month because if they do get what they ask the referee for, you will wish you had done that adjectives along because it probably would leave you with more than satisfactory for your bills each month. Speaking from experience, so I hope this helps. Hi,
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It will depend on how much you owe and who you owe it to. for example; if you owe 200 to a credit card co. it will take a little while past you get a court order. If you owe money to someone/thing, resembling a company that can only run on what their paid wit, it might take place a little faster.
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