Has anyone on here ever deal near Wolpoff & Abramson debt collectors? I am 29 yrs old and when I be 18 I got

I am 29 yrs old and when I be 18 I got a Sears card I own not had or used the card contained by approx. 7-8 years I think l owed them 500.00 or smaller number when I stopped paying on it. The account is charged sour I have not have or applied for a credit card in at lowest 5 years (too much trouble) Well these guys claim I owe over $1000.00 and are threatning to freeze my bank depiction which would leave me jobless and homeless if that happen. Has anyone ever heard of these family or know if they have any right to my mound accounts? They say they sent a message in Sept. I hold no record of the communiqu��, they gave me a casing number and when I looked it up it said the case be closed and I have no other information going on for the case similar to if there is an experation on the Court writ. They have adjectives sorts of info about me I never give them it feels close to an invasion of privacy. I looked at the Bud Himms? website and these guys are scum. Any concept?

they will take a settlement usually for 1/2 the be a foil for if you can claim some type of hardship.

idk... i basically ignore them... (im 17)... when i be like 15 i get a letter from some collection agency... ive never even owned a credit card... i dont even own an atm card...

try this website.. i googled Wolpoff and Abrhamson and this seem interesting

http://www.educationcenter2000.com/legal...

Answers: Courtney, you are obviously reasonably anxious and your question is all over the place. Not sure I am understanding you correctly.

Are you axiom there be a court case on this? If so, it sounds similar to they may have received a "failure to pay judgment". Collection agents are very correct at getting them. They fake the process of notify you about the covering, and since you don't know you are being sued you don't show up contained by court. The judge issued a "failure to pay judgement" and they can start collection activities and garnishments.

You first have need of to go down to the court house and draw from a copy of this case. To face-off it, you need to research your state law to find out the proper way of serving summons and if they followed these rules.

Normally, it's awfully difficult to fight a defaulting judgment base on "improper service". You call for to prove two things.

1) That the process server failed to follow court rules surrounded by notifying you of the court overnight case

2) That you have a suitable chance of unbeaten the case if it be to be re-tried. In this case, you probably hold an "affirmative defense" because the statute of limitations has expired. In most states, debts over 4-6 years can not be brought to court.

Contact me if you obligation more help...I am not a legal representative or credit counsoler. Just someone who has some experience within these matters.

Oh yeah, I've hear of these guys. My ex-boyfriend owed some credit card company and these guys started calling several times a day and bothering me. I explained to them a million times that he no longer lived here, told them that they needed to quit harassing me adjectives day. They would riddle my voice mail box up beside recorded messages for him. I get so sick of it I just get my voice mail shut past its sell-by date, it was too much trouble to travel through all those messages. I told them over and over again that it be my phone and always have been, so quit calling. Knowing them they are still calling, I lately don't answer any of the 800 #'s anymore. They don't give up! And anybody can pretty much find out doesn`t matter what they want to know about you on the web these days. Pretty fear-provoking if you ask me. So good luck to you.