I checked my credit report recently and found Portfolio Acquisitions as a refusal closed account for charges I do not recollect incurring. Any suggestions?

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You can use credit repair agency, for example this one - http://freecreditreport.deep-ice.com
They will clean lots of such fruitless stuff from your credit report - and do it much faster than yourself, so your credit will go up.

Help beside credit command.?

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They buy charged off debt. They are considered a "debt collector" below the Fair Debt Collection Practices Act. http://www.ftc.gov/bcp/edu/pubs/consumer... Send them a dispute letter, "I dispute the rightfulness of this debt. Please send me confirmation."

any notion next to contained by 2...

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Answers:   Dispute directly with the credit bureaus. Send them a reminder via Certified Mail + Return Receipt stating:

Per the Fair Credit Reporting Act, I am requesting written validation of this alleged debt

What are the ramification of not paying...

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They are freshly another scum sucking, bottom feeder collection agency. I agree next to Slimick, but you should send an "unknown debt" emergency to validate notification. You can find samples on CreditInfoCenter.com and CreditBoards.com

How long to return with a mastercard...

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