Has anyone else have to operate near Portfolio Acquisitions on their credit report? I checked my credit report recently and found Portfolio Acquisitions as a

I checked my credit report recently and found Portfolio Acquisitions as a refusal closed account for charges I do not recollect incurring. Any suggestions? You can use credit repair agency, for example this one - http://freecreditreport.deep-ice.com
They will clean lots of such fruitless stuff from your credit report - and do it much faster than yourself, so your credit will go up.
They buy charged off debt. They are considered a "debt collector" below the Fair Debt Collection Practices Act. http://www.ftc.gov/bcp/edu/pubs/consumer... Send them a dispute letter, "I dispute the rightfulness of this debt. Please send me confirmation."

Answers:    Dispute directly with the credit bureaus. Send them a reminder via Certified Mail + Return Receipt stating:

Per the Fair Credit Reporting Act, I am requesting written validation of this alleged debt
They are freshly another scum sucking, bottom feeder collection agency. I agree next to Slimick, but you should send an "unknown debt" emergency to validate notification. You can find samples on CreditInfoCenter.com and CreditBoards.com
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